Blessed Tosin-Oyinbo
●Dev KnowledgeBuild a Sub-Accounts App Starter (Copy-Paste API, SDK, and CLI)
A practical starter implementation you can paste into a Node backend to ship virtual accounts, savings, and agentic payment controls

Software Engineering. I love open-source (even though I'm broke, LoL 😂) Your average tech bro!
Blessed Tosin-Oyinbo is a blockchain developer, researcher, and open-source advocate. He has contributed to projects in distrubuted storage, blockchain core infrastructure, and protocol-level research, for ecosystems including Solana, Polkadot, and several DeFi protocols. Blessed is passionate about building decentralized systems and sharing knowledge with the community. Currently, Blessed is leading engineering at ZendFi, focusing on providing scalable stablecoin payments infrastructure for technical and non-technical users. He swears he’s a Twitter master, but the man’s still out there treating DMs like some mystery scroll. We’ve actually never questioned his claim… mostly because we’re afraid he might try to @ us in real life (that's if he even knows how to. 😂)
@_tnxl7 articles published
Blessed Tosin-Oyinbo
●Dev KnowledgeA practical starter implementation you can paste into a Node backend to ship virtual accounts, savings, and agentic payment controls
Blessed Tosin-Oyinbo
●Dev KnowledgeA practical guide to building virtual accounts, savings flows, and agentic smart-wallet automations with ZendFi sub-accounts
Blessed Tosin-Oyinbo
●FAQIn this artcile, we'd learn how exactly ZendFi's MPC wallets work
Blessed Tosin-Oyinbo
●Dev KnowledgeHow to embed crypto checkout directly in your app—no redirects, no iframe hacks, just a drop-in component that feels like Stripe but settles in 400ms
Blessed Tosin-Oyinbo
●Dev KnowledgeHow atomic payment splits let you build Gumroad, Fiverr, or OpenSea without managing escrow accounts, batch payouts, or complex accounting
Blessed Tosin-Oyinbo
●Dev KnowledgeHow geo-aware pricing and embedded checkout helped us 3x conversion in emerging markets while cutting payment fees by 81%
Blessed Tosin-Oyinbo
●Dev KnowledgeBuild installment plans for crypto payments—split $500 purchases into 4 payments, automate reminders, handle late fees, and convert customers who can't afford upfront costs